📊 KCM Mutual Fund Performance Dashboard (updates daily at 6:00am CT)

KCM Mutual Fund Dashboard — Guide

1. What this dashboard is for

The dashboard tracks the 35 mutual funds in the KCM universe. Every trading day, after market close, it downloads fresh price data, calculates a set of standard analytical signals, and presents them in a way that makes patterns visible.

The point is identifying which funds deserve attention right now — funds that are showing unusual strength, funds that are cooling off, funds sitting at extreme levels either high or low. Once something catches your eye here, the deeper research happens elsewhere (Morningstar, fund fact sheets, whatever tools you normally use). This is a starting point, not a destination.

There are three tabs:

• Table — every fund on one screen, sortable by any column. Best for scanning the whole universe.
• Z-Score Chart — a visual view of which funds are stretched high, sitting near their range midpoints, or oversold. Best for spotting outliers.
• Guide — this page.

2. The header — risk signal and quick links

The risk indicator pill

Top-center, you'll see something like NEUTRAL +0.10 or RISK ON +1.77 in a colored pill. This is the VIX Term Trigger, a short-term tactical read on market stress. Clicking it opens the full risk indicator dashboard.

It combines two things: (1) the shape of the VIX futures curve (70% weight), and (2) SPY's 5-day rate of change (30% weight). Both are Z-scored over the last 63 trading days — roughly three months. If you want to understand the VIX or Z-scores in more depth, those are good starting points.

What the pill is telling you:

The header buttons

• Regime — the macro regime dashboard. Which of four broad regimes (Goldilocks / Reflation / Stagflation / Deflation) is most likely active. Useful for the "big picture" context before drilling into fund decisions.
• ETFs — the sister ETF dashboard. Same analytical framework applied to 70 ETFs across 8 categories. More detail on tactical positioning.
• VIX — vixcentral.com, showing the VIX term structure. Useful for confirming whether the risk pill's read is being echoed in options markets.
• Info — the shared user guide for both dashboards (the more comprehensive combined document).

3. The Table tab — reading the data

The Table view has one row per fund, sorted by rank. Click any column header to re-sort. Click the ticker (blue text on the left) to open the fund's Morningstar page in a new tab.

Rank and RS Score

Every fund gets a Relative Strength (RS) Score that combines its recent returns across four timeframes:

RS Score = (1-Day × 10%) + (1-Week × 20%) + (1-Month × 30%) + (3-Month × 40%)

The idea: relative strength is a well-established concept for identifying which securities are outperforming right now. The weighting deliberately emphasizes recent-but-not-immediate performance — the 3-month figure dominates, but the 1-day figure keeps you aware of very recent moves. Rank 1 is the fund with the highest RS Score across the universe.

Performance columns (1D, 1W, 1M, 3M, 6M, YTD, 1Y)

Each column is a return over that timeframe, color-coded by intensity: dark green = very strong (+10% or more), through pale green, pale red, medium red, to dark red (−10% or worse). The color makes it easy to scan across a row and see where strength or weakness is concentrated.

Don't over-weight the 1D column when making decisions. Single-day moves are noisy — that's why they're only 10% of the RS Score. The 1M and 3M columns tell you more.

Sparkline (the small chart in each row)

An 8-month price chart, very small. The line is green when the fund is above its 63-day moving average (uptrend), red when below (downtrend). The dashed grey line is the moving average itself. Useful for a very quick "is this trend intact?" read without needing to open a full chart.

SMA Flags (±1M and ±3M columns on the right)

Two colored dots per fund:

• ±1M — position vs the 21-day moving average (short-term trend)
• ±3M — position vs the 63-day moving average (intermediate-term trend)

Green = above the moving average, red = below, grey = at it. What moving averages actually give you is a simple, mechanical "which side of the trend am I on" answer. Both green is the strongest signal for adding. Both red is the strongest signal for reducing. Mixed signals (one green, one red) often mean a short-term pullback inside a longer trend — the interpretation depends on which is which.

3-Year Low ▸ Last ▸ High bar

Shows where today's price sits within the fund's 3-year range. A percentage like "88% of range" means the current price is 88% of the way from the 3-year low to the 3-year high. Useful for context: is this fund at fresh highs, or still well below its peak?

Optional columns (RS Score, Z-Score, OB/OS, TTM Yield)

Toggle these on via the "Show/Hide" buttons above the table. The Z-Score column is the same math used on the Z-Score Chart tab (explained below). TTM Yield is the trailing 12-month distribution yield — useful for income-focused positions but doesn't affect trend or momentum reads.

4. The Z-Score Chart tab — spotting extremes

This is a visual way to see which funds are sitting at unusual price levels. Every fund shows as a dot on a vertical scale from −3 to +3. The scale is a Z-Score — how far the current price is from the fund's 1-year average, measured in standard deviations.

• Above +2 — statistically overbought. Red band. Watch for mean reversion.
• Between −2 and +2 — normal range. Most funds sit here most of the time.
• Below −2 — statistically oversold. Green band. Potential opportunity if the trend is intact.

Practical translation: the Z-Score doesn't tell you a fund is a good buy or sell. It tells you how unusual the current price is relative to the last year of that fund's own behavior. An extreme reading is a prompt to look closer, not a signal to act.

Filters

The "View" dropdown lets you filter by fund category — All Funds, US Equity, International Equity, Bonds, Commodity, Target Date, or Balanced. Each filtered view also shows relevant benchmark ETFs (as red triangles) so you can see where market averages sit alongside the funds:

• SPY — US equity benchmark
• VGK — international equity benchmark
• IEF — intermediate-term Treasury benchmark
• DBC — broad commodity benchmark
• FBNRX — appears as a purple triangle in the International view as a USD proxy

Latest Close vs 13-Week Trail

Latest Close (default) shows one dot per fund at today's Z-Score. Simple and clean.

13-Week Trail stacks 13 smaller historical dots underneath each current position, one per week. This lets you see the trajectory — is this fund climbing steadily into overbought territory, or has it retraced from higher levels? A wide vertical spread means the fund has moved a lot; a tight cluster means it's been sitting where it is.

Click a dot for the 8-month price chart

Click any current-day dot (not the small trail dots) to open a modal showing that fund's actual price over the last 8 months, auto-scaled. This is the "what does this look like in real dollars?" view — trend shape, recent highs and lows, and any unusual moves become visible.

5. A practical way to use it

There's no rigid formula — how you use the dashboard depends on what question you're trying to answer. But here's how a typical review might go:

1. Start with the header. What is the risk pill saying? Bullish, neutral, or bearish? This sets your posture — the same fund data reads differently depending on the broader environment.
2. Open the Z-Score Chart tab. Filter to All Funds. Where's the universe sitting? Is everything in the upper half of the range (broadly extended)? Is there a mix? Are any funds in the green oversold band?
3. Turn on the 13-Week Trail. Which funds are trending up? Which are cooling off from higher levels? Which have been flat? This trajectory context often matters more than the current level.
4. Click into any fund that catches your eye for the price modal. Does the actual price action confirm what the Z-Score suggested?
5. Switch to the Table tab for anything that made your shortlist. Check the RS rank, the SMA flags, and the sparkline. If everything lines up — RS is decent, both flags are green, trend is intact — you have a candidate. If signals conflict, that's worth a pause.
6. Click through to Morningstar for anything you're seriously considering. The dashboard tells you what and when; Morningstar tells you why.

Reverse the flow if you're checking existing positions rather than looking for new ones. Sort the table by rank, look for anything that has dropped, and use the Z-Score Chart to see whether the decline is idiosyncratic or part of a broader category move.

6. Limitations and gotchas

Other things worth knowing:

• The RS Score is backward-looking. It tells you what happened, not what will happen. High RS means a fund has been strong; it doesn't mean it will stay strong.
• Z-Scores can stay extreme for weeks. A fund with Z-Score +2.5 might not mean-revert for a while — it might just keep going up. Use Z-Score as a "should I be adding right now?" filter, not a "should I sell?" trigger on its own.
• No benchmark on the price modal. Benchmarking mutual funds properly is genuinely hard — Morningstar spends significant effort building category-specific benchmarks for exactly this reason. Rather than picking a rough benchmark that might mislead, the modal shows only the fund's own price. The Z-Score Chart already gives you relative-to-market context via SPY, VGK, IEF, DBC.
• Data is end-of-day, not real-time. Don't try to make intraday decisions from this dashboard — the data isn't fresh enough.

If a signal on this dashboard contradicts what you're seeing on Morningstar or hearing from other sources, trust the deeper source. This is a scanning tool. It's meant to point you toward things worth investigating, not to substitute for the investigation itself.

Not investment advice. This dashboard is an internal analytical tool. Do your own research and validate before acting on anything you see here.